Introduction – Our Commitment to You
Our Company is the proud provider of its superior products and services. We greatly appreciate the trust that you and our other customers have placed in us, and we will protect that trust by continuing to respect the privacy of all our customers even if our formal customer relationship ends.
It is important for you to know that in order to ensure that our customers get the very best service and the highest quality products, The Company collects demographic information (like your name and address) and credit information (like information related to your accounts with us). This information comes either directly from you, for instance, from your application and transactions on your account; or, it may come from an outside source such as your credit bureau report. In addition, if you visit our Internet website, we may collect certain information about your Internet usage.
We Respect Your Privacy
Since some of the information we gather is not publicly available, we take great care to ensure that this information is kept safe from unauthorized access, and we would never share the information in violation of any regulation or law.
Because the Company respects your privacy and values your trust, the only employees or companies who can access your private personal information are those who use it to service your account or provide services to you or to us. The Company diligently maintains physical, electronic and procedural safeguards that comply with applicable federal standards to guard your private personal information and to assist us in preventing unauthorized access to that information.
How We Share Information with Other Affiliated Companies
From time to time, for general business purposes, such as to prevent fraud, or when we think it may benefit you, we do share certain information with companies within the same business family. The information we share might come from your application, for instance your name, address and telephone number. Unless you authorize the sharing, we do not disclose creditworthiness information about you from credit reports.
Sharing Information with Our Partners
We also occasionally share certain information with companies that we work with outside of the family of companies. These companies may include financial service providers such as banks, finance companies, insurance companies, and non-financial companies such as manufacturers and data processing companies. The information we may provide them comes from the sources described above and might include your name, address, and phone number.
We may also provide information to our business partners that perform operational services related to your account, or marketing services for us. The sharing of information with these types of companies is permitted by law. Such a company might include a company with whom we have a joint marketing agreement. This information also comes from the sources described above and might include name, address, and phone number.
These companies act on our behalf and, within the time required by law, will be required by our policy to be contractually obligated to keep the information that we provide to them confidential and to use the information only to provide the services we’ve asked them to perform for you or us.
We Safeguard Your Personal Information
We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal information whether maintained in a paper, electronic or other form. We train our staff on the need to safeguard your personal information and require them to sign a written contract agreeing to take all necessary steps to protect your personal information. We also train our service providers and vendors on the need to safeguard your personal information and require them, by contract, to follow our policies and implement procedures to safeguard your personal information.